Your Rights as an Investor
| S.No | Right | Description |
|---|---|---|
| 1 | Complete Information | Receive complete, accurate, and up‑to‑date information about mutual fund schemes, including SID, SAI, and KIM, before investing. |
| 2 | Commission Transparency | Right to know the commissions and trail fees, if any, received by Poonam Investment from Asset Management Companies (AMCs). |
| 3 | Account Statements | Receive transaction confirmations and Consolidated Account Statements (CAS) from RTAs/AMCs in a timely manner. |
| 4 | Grievance Redressal | Lodge complaints and seek resolution through Poonam Investment, AMCs, and regulatory platforms like SEBI SCORES or SMART ODR. |
| 5 | Plan / Distributor Choice | Choose between different plans and change or shift your mutual fund distributor in accordance with applicable processes. |
| 6 | Risk Disclosure | Be informed about the risk factors, product labelling, and suitability of schemes based on your risk profile and investment horizon. |
| 7 | Data Privacy | Expect that your personal and financial data will be handled with confidentiality and in line with data‑protection regulations. |
| 8 | Service Clarity | Understand that Poonam Investment operates as a mutual fund distributor and not as a SEBI‑registered Investment Adviser. |
Your Obligations as an Investor
| S.No | Obligation | Description |
|---|---|---|
| 1 | Accurate Information | Provide correct and up‑to‑date personal, contact, and financial information for KYC and ongoing compliance. |
| 2 | Document Review | Carefully read scheme‑related documents (SID, SAI, KIM, factsheets) before making or changing any investment. |
| 3 | Honest Risk Assessment | Share an honest view of your risk appetite, investment objectives, and time horizon so that suitable schemes can be identified. |
| 4 | Understanding Market Risk | Acknowledge that mutual fund investments are subject to market risks and that returns are not guaranteed. |
| 5 | Monitoring Investments | Review statements and portfolio performance periodically and inform us/AMCs of any discrepancies or unauthorized transactions. |
Do's and Don'ts for Investors
✓ DO's
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Invest through AMFI‑registered and compliant entities such as Poonam Investment.
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Keep your login IDs, passwords, and OTPs strictly confidential.
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Make payments only in the name of the mutual fund scheme or as instructed by official transaction channels.
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Check your account statements and CAS regularly to verify transactions.
✕ DON'Ts
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Do not invest solely based on tips, rumours, or unverified social‑media messages.
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Do not sign blank forms, cheques, or transaction slips.
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Do not share your banking details, PINs, or passwords with any third party.
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Do not use third‑party bank accounts or cash for mutual fund investments.